Pathway to Financial Freedom

We are your trusted digital cooperative savings platform, inspired by the traditional Ajo system but enhanced for your convenience.

AjoApp

Vision

To become the leading digital cooperative platform driving financial freedom and prosperity across Africa.

Mission

To empower communities with secure, accessible, and innovative digital savings solutions, fostering financial inclusion and economic growth for all members.

AjoApp Cooperative

AjoApp Cooperative is duly licensed by the Cooperative Society of Nigeria to provide financial services to its members.
Leveraging modern technology, we enhance operations and deliver seamless services, including:
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Savings Plans

Flexible and automated savings options tailored to individual needs.

Finance conference
Investment Opportunities

Empowering members with guidance and access to profitable investment options.

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Loan Services

Quick and convenient access to credit with minimal paperwork.

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Financial Education

Providing resources and training to help members make informed financial decisions.

Get 5% off your next recharge

Buy affordable internet data for MTN, Airtel, GLO, 9mobile, Smile etc, subscribe your cable TV and buy electric unit at a giveaway price.

Join Our Cooperative

Join our community of people making better financial decisions on AjoApp. Save, Grow, and Explore the best ways to create lasting wealth. At AjoApp Cooperative, we are committed to fostering a culture of savings, investment, and financial growth among our members.

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Why Us?

Efficient and Fast Saving

Simplified processes ensure a smooth saving experience.

Smart Technology Integration

Save from anywhere using our intuitive app.

Real-time Notification

Receive SMS and email alerts for every transaction.

Attractive Returns on Savings

Enjoy up to 3% interest, depending on your chosen plan.

Business Loans

Access low-interest loans with flexible repayment options.

Expert Financial Advice

Benefit from free consultations with financial experts.

Begin your Saving Journey

Take decision today and Start Saving towards your financial goal. Join Now

AjoApp

Set a Goal

On AjoApp, we have different plans which are designed to help you achieve your financial goals. Tailored to serve your specific goal.

  • Flexible Plan
  • Fixed Plan

Each plan has return on savings (ROS) up to 3% interest.

Frequently Asked Quetions (FAQ)

Do you Give Loan?

Yes, we offer business loans with low interest and flexible terms.

Absolutely! Save conveniently through our app from any location.

AjoApp charges maintenance fee of 3.3% on every savings. This helps us to keep the community secure, fast and eco-friendly.

Do you work with agents?

Yes, our agents goes around shops and business areas collecting cash from members.

Absolutely! We partner with Paystack and you can use the payment gateway directly in our app to deposit cash into your savings.

No, AjoApp is a cooperative society focused on savings and financial growth.

Join AjoApp Cooperative

Join thousands of members on AjoApp Cooperative, who are growing their money with us. Get financial advise from experts and make informed decision.

Happy New Year! 
We deeply appreciate your trust, partnership, and consistency with us.
The 2025 saving cycle has officially concluded, and savings for the 2026 cycle have begun.
You can resume contributions through our accredited staff and agents. 
Thank you for being a part of us.
Welcome to the month of December. Complements of #decemberchallenge 
#december2025 #Decemberchallenge
💡 Why wait when you can grow today?
Access a quick, hassle-free loan on AjoApp Cooperative —
A loan you can count on, a partner you can trust! 💪
#AjoAppCooperative #QuickLoan #BusinessGrowth #CustomerServiceWeek
Start your business today with a proper and clean book keeping.
#ajoapp #ajoappcooperative #bookkeeping
KEEPING can help in several ways including making you qualify for a loan. It is dangerous not to have a business book to record your daily business activities.
#bookkeeping #business #ajoapp #ajoappcooperative
Grow your business today with AjoApp Cooperative! 🚀
Quick loan, no stress — just progress.
A hassle-free loan you can count on! 💰
www.ajoapp.ng
#AjoAppCooperative #QuickLoan #BusinessGrowth #CustomerServiceWeek
🎉 Happy Customer Service Week! 🎉

At AjoApp, we truly say,
You make our world bright every day.
Your trust, your faith, your steady cheer,
Keep driving our mission year by year. 💛

Together we grow, together we thrive 
Thanks to you, our dreams stay alive! 🌟

From all of us at AjoApp Cooperative Society Limited
Great partnerships build great businesses. With AjoApp, you don’t just get a loan; you get support that drives growth.
AjoApp! Partnership that works.
#quickloan #ajoapp #cooperative
A sales executive needed for immediate employment. Available for applicants in Bwari only. #vacancy #jobvacancy
A female Sales executive needed urgently for immediate employment. Apply now. 
Requirements 
BSc/HND/OND/NCE or related certificates. 
Applicants must reside in Bwari Abuja. 
#jobvacancy #jobvacancy💼 #JobVacancyAlert
As a business person, having access to funds is your biggest asset. Locate us today and get a loan facility to boost your business. Visit us today 
#ajoapp #businessloan
No matter your business size, AjoApp Cooperative Limited has the right loan for you. 🚀
Get fast, stress-free access to funds designed to grow your business.
No long queues. No hidden stress. Just the support you need to scale.

💼 Apply today and experience a true partnership that works.
Available for people in Bwari Abuja Only.
 #businessloan #businessloansnow #ajoapp #ajoappcoop #ajoappai
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saving for festiveals

XMAS JOLLY SAVINGS

Start saving for Christmas now. Don’t wait. Enjoy a 5%  bonus on XMAS JOLLY savings. Imagine how much you could save from now till 4th December.

DAYS LEFT: