AjoApp Cooperative is a registered cooperative organisation with the Nigeria Cooperative Society and is a child company of Vault Tech Synergy Nig Ltd. We are dully registered and functions as an entity to be trusted by the public.

Our office is in Abuja and we have our agents who collects deposits from our members but you can join us from any part of Nigeria. Just create an account online, choose a saving plan and start saving.

Depending on your savings plan, for flexible saving options, you can withdraw your funds upon request. But fixed savings is rigid and only withdrawable at the end of the specified duration. In cases of emergency, a users pays withdrawal fee.

Yes, we over up to 2.3% on savings. Howbeit, the percentage depends on your saving plan. Fixed deposits receive up to 3% while flexible plan gets 0.8% return on savings.